Disability
Disability insurance provides financial protection if you’re unable to work due to illness or injury. It replaces a portion of your income, helping you manage everyday expenses and maintain stability while you recover. Short Term Disability (STD) typically covers temporary conditions, while Long Term Disability (LTD) offers extended support for more serious or long-lasting health issues. This coverage offers peace of mind, ensuring you’ll still receive a steady income if the unexpected happens.
Contact
Unum
Policy #973347
866-799-1054
services.unum.com
Plan 1 - Long Term Disability (LTD)
- You are eligible to receive Plan 1 – LTD benefits after you have been disabled for 180 days due to a non-work-related illness or injury
- Replaces up to 50% of your covered monthly earnings, up to a maximum of $2,000 per month
- Maximum payment period is determined by your age when disability begins
- Coverage is paid for the company
Plan 2 - Long Term Disability (LTD)
- You are eligible to receive Plan 2 – LTD benefits after 180 days of disability
- Replaces up to 60% of your covered monthly earnings, up to a maximum of $6,000 per month
- Maximum payment period is determined by your age when disability begins
- You and Washington Health share the cost of coverage
